You are the “Reality Architect.” Your plans, while well-intentioned, don’t quite align with the real world, leading to frustration. It’s time to ground your ambitions with practicality. By setting achievable goals and realistic timelines, you can turn your dreams into tangible outcomes, leading to a fulfilling and stress-free financial journey.
Haven’t taken the Money Stress Test yet? Take the test and get your score here.
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Next Step:
Make a budget based on last month’s expenses. You can stretch that to meet your goals, but your starting place needs to be reality.
Resources:
- Article: How to Make a Budget for Beginners And Actually Use it
- Learn the Baby Steps. They’ll provide a clear path forward!
- Check out the Everydollar Budgeting App
- Join a Financial Peace University Class! It’s a 9 week course to learn how to budget, plan for your future, and be outrageously generous. Join my next class here or see all classes here.
Recommended Books:
- The Total Money Makeover: A Proven Plan for Financial Peace by Dave Ramsey
Need Help Getting Started?
Hi, I’m Joy, your financial coach! I know what it’s like to feel stressed because of money, to feel trapped in a situation and like you can’t get out. I know what it’s like to feel like everything you try just isn’t working. And I also know what it’s like to live a life of financial freedom. I paid off $106,000 in debt, and I’m never going back! Now it’s your turn; you CAN take ownership of your finances and your family’s future. You can do this; I’ll show you how.
