You are the “Courageous Conqueror.” Facing overwhelming financial challenges can be paralyzing, but remember, every big goal can be broken down into smaller, manageable steps. It’s time to take a deep breath and start small. By setting realistic milestones and celebrating your achievements along the way, you can conquer even the most colossal financial challenges. With determination and persistence, you’ll find that what once seemed insurmountable becomes a series of conquerable tasks, leading you toward your ultimate financial victory.
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Get a clear picture of reality: total up your debts. Know your numbers. Ok, ouch. But once you’ve defined the problem, it loses power over you! Focus first on just one thing: that $1000 starter emergency fund, and then work your way through the Baby Steps.
- Article: How to Make a Budget for Beginners And Actually Use it
- Learn the Baby Steps. They’ll provide a clear path forward!
- Check out the Everydollar Budgeting App
- Join a Financial Peace University Class! It’s a 9 week course to learn how to budget, plan for your future, and be outrageously generous. Join my next class here or see all classes here.
Need Help Getting Started?
Hi, I’m Joy, your financial coach! I know what it’s like to feel stressed because of money, to feel trapped in a situation and like you can’t get out. I know what it’s like to feel like everything you try just isn’t working. And I also know what it’s like to live a life of financial freedom. I paid off $106,000 in debt, and I’m never going back! Now it’s your turn; you CAN take ownership of your finances and your family’s future. You can do this; I’ll show you how.