In October 2021, I hiked 106 miles with my parents to celebrate $106,000 in debt paid off, and then went on The Ramsey Show to do my debt-free scream! You can watch the video here (it’s cued up to my segment).
Author & Financial Coach
One of the coaching principles I come back to again and again is that rhythm creates results.
Not intensity. Not a single perfect month. Rhythm—the steady, repeated habit of checking in, adjusting, and coming back, again and again.
Results follow rhythm more reliably than they follow willpower.
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"You are not behind. You are exactly where your next step begins."
Whether it`s been a few weeks since you looked at your budget, life has brought you some unplanned changes, or you overspent.
The best time to pivot is today. You`ve got this, and if you need support, send me a message.
Hi there! If you`re new here (or you`ve wondered what makes me stand out)...
One of my coaching passions is building systems that protect what matters.
Not systems that assume everything will go smoothly. Systems built for real weeks—the ones with car repairs, sick kids, and slow months at work.
A system that only works when life is easy isn`t much of a system. The goal is something that holds up when it isn`t.
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My client T & their family experienced some setbacks recently.
Instead of giving up, they kept coming back to their plan.
And because they kept showing up, they paid off $50k+ in IRS debt and are on track to finish paying off their credit cards by January 2027!
Consistency was never about being perfect. It was about coming back. So proud of the rhythm this family has built. CONGRATULATIONS!
#DebtFreeJourney #GetOutOfDebt
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A pivot isn`t starting over. It`s choosing reality, looking at your numbers, adjusting your budget if you need to, and picking the plan back up where you left it.
If a week or a month went sideways, you don`t need a brand new system. You need ten honest minutes to look at where things stand and decide the next right step.
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#budgetreset #budgeting101
You hit a milestone. Paid something off. Finally built a little breathing room.
And then, without really deciding to, you loosen up. A few extra takeout orders. A subscription you forgot to cancel. Nothing dramatic. Just drift.
If that sounds familiar, you`re not doing it wrong. You`re human. The goal isn`t to never drift. It`s to build something that catches you when you do.
#FeelingStuck #MoneyCoach #DebtFreeJourney
Myth: If you need to adjust, the plan wasn`t working.
Truth: Every plan needs adjustments. That`s not a flaw in the system. It`s part of it.
The plans that actually work long-term are the ones built with pivots in mind, not the ones that assume you`ll never need one.
#FeelingStuck #GetOutOfDebt
How to Build a Church Budget: Expert Tips from Pastor Brian Bush Link in Bio. #Podcast #PastorsAndMoney #Finance #FaithAndFinance #churchbudgets #churchfinances @BBushTN
Are you currently saving for retirement? #you`vegotthis #moneytips #money #personalfinance #investing #retirement #financialpeace #motivation #budgettips
You meant to check your budget last week. Then this week. It`s been almost a month.
Maybe it`s because you got sideways due to life, maybe you just stopped following your plan, or maybe you lost a job, but the point is that you don`t have to toss out your budget and fly by the seat of your pants. You can pick it back up, rework the numbers, and be back on track in an afternoon. Today`s a great for that!
And remember, that gap doesn`t erase the progress you made before it. It just means it`s time to sit back down with your numbers, no guilt required.
#FeelingStuck #DebtFreeJourney
Feeling financially stressed even though your income looks good on paper? The Smart Money Audit is a free workbook and guided audio walkthrough that helps you see your complete financial picture, income, savings, expenses, debt, and net worth, all in one place. Visit http://debtfreejoy.com/smart-money?utm_campaign=coschedule&utm_source=instagram&utm_medium=debtfreejoy&utm_content=September%20DFJ%20Campaign to get started, or reach out to schedule a consultation.
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