Personal Financial Coaching Agreement
Coaching Session Appointments
Financial coaching sessions are by appointment only and subject to availability. It is your responsibility to schedule appointments via the Calendly link provided or notify the Coach if you are unable to find adequate scheduling availability. Coaching sessions can be conducted in person or over video; when scheduling your appointment you will be able to choose your preferred format. If you choose a video call, it is your responsibility to join the scheduled web meeting at the scheduled appointment time. Please sign in early the first time in case you need to work out any technical issues on your end without cutting into your appointment time. Your time and resources are extremely valuable, so please honor your scheduled appointment time. If you need to reschedule, just let your coach know in advance (see cancellation policy below).
Your coach assumes the responsibility of understanding and evaluating your current needs, goals, and resources in order to develop a strategy to meet your objectives. However, in order to make your plan work, you will need to come prepared to take the steps necessary to succeed, take full responsibility for your plan and its implementation, and contact your coach when you need additional advice and direction.
Paperwork & Homework
You may be asked to complete paperwork or homework before your session to better prepare yourself or your coach for the session. This will help to make the most of your coaching session. Please complete any forms or assignments to the very best of your knowledge and ability prior to your scheduled appointment. If you have questions, please let your coach know so she can provide direction. You assume all responsibility for providing accurate and complete materials, documentation, and facts upon which your coaching may be based.
Payment is due before scheduling each coaching session. You will be sent a link to pay for your session(s) before scheduling your appointment.
We do not offer refunds for our coaching services as we are a fee-for-time service. We promise that you will get out of the coaching session what you put into it.
24 HOURS NOTICE IS REQUIRED FOR ALL CANCELLATIONS/RESCHEDULE REQUESTS. Any appointment canceled with less than 24 hours notice will be billed at full price. We do take into consideration exceptions for sudden illness or emergencies.
We will not disclose ANY client information without written consent, UNLESS disclosure is required to protect your welfare, the welfare of others, or is required by law. When disclosure is required, only the information that is essential is revealed, and you will be informed of such disclosure. This policy extends beyond the termination of the Client-Coach Relationship. CLIENT-COACH COMMUNICATIONS ARE NOT SUBJECT TO THE PROTECTION OF ANY LEGALLY RECOGNIZED PRIVILEGE.
Spousal Participation and “No Secrets” Policy
If you are married, both spouses must participate and commit to all scheduled coaching sessions. If your spouse is not available for an appointment, we will reschedule. If you are engaged to be married, we recommend that your future spouse participate in all sessions, but it is not required.
We adhere to a “No Secrets” policy, meaning no information will be withheld from either of the participating members of a married or engaged couple. Acceptance of this policy serves as your consent to disclose any and all information you provide to the person you identify as your significant other.
Agreement to Participate in Financial Coaching
You (Client) agree to enter into a Client-Coach Relationship with me (Joy Suzanne Hunt, Coach) for financial coaching subject to our stated policies and the terms and conditions below.
Financial Coaching is a collaborative, educational process to evaluate your current financial situation and educate you on how to meet financial goals and may include recommendations for specific courses of action. You have the absolute right to accept, decline, or make a counteroffer to any coaching request. As the client, you are solely responsible for creating and implementing your own financial, physical, mental, and emotional well-being decisions, choices, actions, and results arising out of or resulting from the coaching relationship. As your coach, I am not and will not be liable or responsible for any actions or inaction, or for any direct or indirect results of financial coaching.
Financial coaching does not involve the diagnosis or treatment of mental disorders and coaching is not to be used as a substitute for mental health counseling, psychotherapy, or psychoanalysis, and it is the client’s exclusive responsibility to seek such independent professional guidance as needed.
Financial coaching is not a guarantee or promise of financial improvement, increase in wealth, or avoidance of financial loss, and financial coaching is not accounting advice, tax advice, legal advice, or investment advice.
Future Price Increases
Coach will provide Client notice of future price increases at least 2 months prior to the new price taking effect.
Notifications to Coach shall be made to email@example.com. Notifications to Client shall be made to the email address provided when scheduling the appointment through Calendly.
Either party may terminate the Client-Coach Relationship at any time and for any reason by notifying the other.
Limitation of Liability
EXCEPT AS EXPRESSLY PROVIDED IN THIS AGREEMENT, THE COACH MAKES NO GUARANTEES, REPRESENTATIONS OR WARRANTIES OF ANY KIND OR NATURE, EXPRESS OR IMPLIED WITH RESPECT TO THE COACHING SERVICES NEGOTIATED, AGREED UPON AND RENDERED. IN NO EVENT SHALL THE COACH BE LIABLE TO THE CLIENT FOR ANY INDIRECT, CONSEQUENTIAL OR SPECIAL DAMAGES.
NOTWITHSTANDING ANY DAMAGES THAT THE CLIENT MAY INCUR, THE COACH’S ENTIRE LIABILITY UNDER THIS AGREEMENT, AND THE CLIENT’S EXCLUSIVE REMEDY, SHALL BE LIMITED TO THE AMOUNT ACTUALLY PAID BY THE CLIENT TO THE COACH UNDER THIS AGREEMENT FOR ALL COACHING SERVICES RENDERED THROUGH AND INCLUDING THE TERMINATION DATE.
This Agreement constitutes the entire understanding and agreement of the parties, and any and all prior agreements, understandings, and representations are hereby terminated and canceled in their entirety and are of no further force and effect.
If any provision of this Agreement is deemed illegal or unenforceable, that provision is severed from the Agreement and the other provisions remain in force.
This Agreement shall be governed, construed, and enforced in accordance with the laws of the State of California.
Acknowledging these policies and procedures and accepting the financial coaching agreement is done when scheduling an appointment through Calendly.